White Label | Financial Solutions Demo

WELCOME

People Helping People

We are a trusted financial institution dedicated to providing our members with the best financial services and solutions. We are proud to offer a range of products and services designed to help you achieve your financial goals and build a better future.

Our mission is simple: to provide our members with exceptional financial services, personalized attention, and a commitment to their financial success. We believe that by working together with our members, we can help them achieve their financial dreams and build a brighter future.

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Let's work out the best rate together.

Taking out a loan makes the special things in life affordable, we welcome you to calculate an estimated monthly payment which fits your budget then reach out to us and we will make the next steps together.

Frequently Asked Questions

What’s a Credit Union?

A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the credit union. The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them, not to make a profit.

Who owns a credit union?

Most financial institutions are owned by stockholders, who own a part of the institution and intend on making money from their investment. A credit union doesn’t operate in that manner. Rather, each credit union member owns one “share” of the organization. The user of credit union services is also an owner, and is even entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.

What is the purpose of a credit union?

The primary purpose in furthering their goal of service is to encourage members to save money. Another purpose is to offer loans to members. In fact, credit unions have traditionally made loans to people of ordinary means. Credit unions can charge lower rates for loans (as well as pay higher dividends on savings) because they are nonprofit cooperatives. Rather than paying profits to stockholders, credit unions return earnings to members in the form of dividends or improved services.

Can another family member conduct business on my behalf?

Yes, family members may conduct business on your behalf. A signed letter must be provided to the Credit Union office stating exactly what transactions and information can be made available to the family member on your behalf. If resident overseas, this letter must be notarized.

How can I apply for a loan?

Members can obtain loans in proportion to their shares, by simply filling out a loan application form available online or at the credit union office. A member may borrow funds as soon as he/she becomes a member of the credit union once it does not exceed the shares they have paid so far. Members have a six (6) month minimum period of membership before a loan is granted in excess of their savings.